GratuityCalc
ByRahul Sharma·

Gratuity Calculator in Months — India 2026

Calculate gratuity when you know your service period in months rather than years. Whether you have served 54 months, 72 months, or 36 months — this tool converts and calculates using the Payment of Gratuity Act formula with proper rounding rules applied.

Quick Conversion Rule: Divide total months by 12 to get years. If the remaining months are 6 or more, round up to the next year. If fewer than 6, round down. Then use: Gratuity = (Basic + DA) × 15 × Rounded Years ÷ 26

Use the Calculator

Social Security Code 2020 (Rules 2025) — 1972 Act formula appliesMin. 50% CTC Rule AppliedMax cap ₹20 lakh applied

Used only to verify the 50% wage floor rule under the new Labour Code.

Wages will be at least 50% of monthly CTC

Enter your CTC/Salary and service period to calculate

Enter your service period in years and months. The calculator automatically applies the rounding rule.

Month-to-Year Gratuity Reference Table

Common service periods in months — quickly check eligibility and rounding.

MonthsYears EquivalentPermanent EmployeeFixed-Term ContractNotes
121 yearNo (need 60 months)YesFTC threshold
242 yearsNoYes
363 yearsNoYes
484 yearsNoYesBelow 240-day threshold
544 yrs 6 mthsYes (rounds to 5)YesRounds up to 5 yrs
564 yrs 8 mthsYes (240 days)YesMadras HC: 5 yrs
605 yearsYesYesStandard threshold
726 yearsYesYes
847 yearsYesYes
12010 yearsYesYes
18015 yearsYesYes
24020 yearsYesYesCap may apply

The Month Rounding Rule — Explained

The Payment of Gratuity Act does not explicitly state a rounding rule for partial years. However, Section 4(2) says that service of more than 6 months shall be treated as a completed year. This is the standard interpretation used by most Labour Tribunals and the Madras High Court.

✅ Rounds Up (= 1 extra year)

  • Exactly 6 months remaining after full years
  • 7, 8, 9, 10, 11 months remaining
  • Example: 4 yrs 7 mths = 5 years

❌ Does Not Round Up

  • 1, 2, 3, 4, or 5 months remaining
  • Example: 4 yrs 5 mths = 4 years
  • Example: 7 yrs 3 mths = 7 years

Frequently Asked Questions

How do you calculate gratuity for service in months?

Gratuity is calculated primarily in years. To use months, first convert to years: divide total months by 12. For the remaining months, if 6 or more, round up to the next full year; if fewer than 6, round down. Then apply the standard formula: (Basic + DA) × 15 × Rounded Years ÷ 26. Example: 58 months = 4 years 10 months → rounds to 5 years.

What is the gratuity for 60 months of service?

60 months = exactly 5 years. Gratuity = (Basic + DA) × 15 × 5 ÷ 26. At ₹50,000 basic with no DA: ₹50,000 × 15 × 5 ÷ 26 = ₹1,44,231. This is the most common 5-year benchmark and the first point at which permanent employees qualify for gratuity.

What is the gratuity for 48 months (4 years)?

48 months = exactly 4 years. If you are a permanent employee, 4 years does NOT qualify for gratuity — the minimum is 5 years (or 4 years + 240 working days per the Madras HC ruling). If you are a fixed-term contract employee (as of November 2025), 4 years qualifies since the threshold is 1 year.

How is gratuity calculated for 54 months?

54 months = 4 years and 6 months. Since 6 months = exactly 6 months, the Madras HC rounding rule applies: 4 years 6 months rounds up to 5 years. Gratuity = (Basic + DA) × 15 × 5 ÷ 26. So 54 months effectively qualifies as 5 years for gratuity calculation.

Is 36 months (3 years) eligible for gratuity?

36 months = 3 years. For permanent employees, this does NOT qualify — the minimum is 5 years. For fixed-term contract employees (November 2025 onwards), 3 years qualifies fully since the threshold is just 1 year. The gratuity would be: (Basic + DA) × 15 × 3 ÷ 26.

How many months are needed for gratuity in India?

For permanent employees: minimum 60 months (5 years) of continuous service, or 57–59 months if the Madras HC 240-working-days interpretation applies. For fixed-term contract employees (from November 2025): minimum 12 months (1 year) is enough. For death/disablement: any number of months qualifies — gratuity is paid for actual service.